The Service Tree lists all services in "branched" groups, starting with the very general and moving to the very specific. Click on the name of any group name to see the sub-groups available within it. Click on a service code to see its details and the providers who offer that service.
Money Management
Banking Services Information and Support
Programs that provide information and/or support which helps people select a bank, open accounts, write checks, balance their checkbook, use an ATM, make direct deposit arrangements, bank online (e.g., pay bills, review account balances, order checks via the Internet), pay bills by telephone, change currency, conduct wire transfers or understand and manage other activities related to banking. Included are programs that help people who are homeless, people with little income and few resources and others with special problems to establish bank accounts and access other banking services.
Credit Related Organizations/Services
Programs that provide services which relate to the limited lines of credit made available to consumers when they obtain a credit card or a loan from their bank or another financial institution. Credit cards allow consumers to purchase goods and services under an agreement where they repay all or a portion of the outstanding balance on a regular basis at an established interest rate.
Programs that provide assistance for individuals who are having difficulty meeting their financial obligations and, as a result, may be faced with bankruptcy or loss of their home or property.
Programs that provide educational workshops, printed materials, Internet website information or other types of resources for individuals, families, business owners and others that deal with the essentials of money management, asset building and financial independence. A wide variety of money management issues may be addressed including banking services, consumer credit lending, debt consolidation/repayment, bankruptcy, small business development, retirement planning, investment management, savings, risk management, tax and estate law and other similar topics.
Programs that provide information and guidance for people who want to purchase securities or place money or property in business ventures, real estate or other investment plans for the purpose of earning profits. Included are programs that focus on wealth building through a combination of investments, debt reduction and savings to realize long or short-term financial goals which may include having an emergency fund, owning a home or a business, paying for a child's education or having enough money to live comfortably during retirement years.
Programs that help people who are having difficulty paying their monthly bills gain control of their finances. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment; development of a budget for basic living expenses; and agreement on a short-term plan for repayment of creditors which may include debt consolidation or other strategies and a longer term plan for realizing personal financial goals.
Public agencies, nonprofit organizations, banks, relatives or other individuals who have been appointed under federal law to act as a surrogate in situations where a cognitive impairment makes it impossible for beneficiaries to manage their own Social Security and SSI/SSD payments. Representative payees are chosen and designated by the Social Security Administration (SSA) to act on behalf of financially incapable SS or SSI beneficiaries. The individuals and organizations selected by the SSA may also manage waiver funding, consumer or family support grants or other types of benefits when chosen and designated by the administrating entity to act on behalf of beneficiaries who are incapable of managing their finances.