TN Housing Development Agency - East TN Office

Description

Provides home-buyer education counseling for first-time home purchasers.

Hours

Office Hours: Mon - Fri 8:00 am - 4:30 pm

Required Documents

Online registration (on website)

Eligibility

First time home-buyers in TN

Fees

No fee

Intake Procedure

Call for information or check website for class schedule

Service Area

THDA serves all of TN. The East office location is closest to residents of Anderson, Blount, Campbell, Cannon, Claiborne, Clay, Cocke, Dekalb, Fentress, Grainger, Hamblen, Jackson, Jefferson, Knox, Loudon, Macon, Monroe, Morgan, Overton, Pickett, Putnam, Roane, Scott, Sevier, Smith, Union, Van Buren, and White County.

Geography Served

Description

Provides re-financed second mortgage program for qualifying low and moderate income borrowers. Includes assistance with down payment and closing costs.

Hours

Office Hours: Mon - Fri 8:00 am - 4:30 pm

Required Documents

Must provide detailed information about finances, employment history, and recent residency. * Call for additional documents needed to apply

Eligibility

Home buyers with low and moderate incomes, who can meet certain criteria showing that they face financial hardship if current mortgage is not refinanced.

Fees

Call for more information

Intake Procedure

Call THDA Single Family Programs information line at (615) 815-2100. Spanish speakers can call (615) 815-2153.

Languages

Spanish speakers can call (615) 815-2153.

Service Area

THDA serves all of TN. The East office location is closest to residents of Anderson, Blount, Campbell, Cannon, Claiborne, Clay, Cocke, Dekalb, Fentress, Grainger, Hamblen, Jackson, Jefferson, Knox, Loudon, Macon, Monroe, Morgan, Overton, Pickett, Putnam, Roane, Scott, Sevier, Smith, Union, Van Buren, and White County.

Geography Served

Description

Provides grants to eligible elderly homeowners in TN for critical home repairs, including roofs, electrical, plumbing, heating & air systems, septic systems, and structural repairs to floors or walls. Requires 50% matching funds from other sources.

Hours

Office Hours Mon - Fri 8:00 am - 4:30 pm

Required Documents

No documents required

Eligibility

* Resident of TN * 60 years or older * Household income at or below 60% of area median income as defined by Section 8 Rental Assistance Program * Occupies the property to be repaired and has an ownership interest in the property

Fees

Requires 50% matching funds from other sources.

Intake Procedure

Contact (615) 815-2030 for assistance.

Service Area

THDA serves all of TN. The East office location is closest to residents of Anderson, Blount, Campbell, Cannon, Claiborne, Clay, Cocke, Dekalb, Fentress, Grainger, Hamblen, Jackson, Jefferson, Knox, Loudon, Macon, Monroe, Morgan, Overton, Pickett, Putnam, Roane, Scott, Sevier, Smith, Union, Van Buren, and White County.

Geography Served

Description

Provides Great Rate, Great Start, and Great Advantage mortgages (which may include closing costs and down payment assistance) at below market rates to first-time home-buyers with low and moderate incomes. All mortgages are for 30-year terms at fixed rates.

Hours

Office Hours: Mon - Fri 8:00 am - 4:30 pm

Required Documents

Call THDA for more information. * Must provide detailed information about finances, employment history and recent residency.

Eligibility

Check website for eligible areas in TN.

Fees

Fees vary. Call for more information.

Intake Procedure

Call THDA Single Family Programs information line at (615) 815-2100. Spanish speakers can call (615) 815-2153.

Languages

Spanish speakers can call (615) 815-2153.

Service Area

THDA serves all of TN. The East office location is closest to residents of Anderson, Blount, Campbell, Cannon, Claiborne, Clay, Cocke, Dekalb, Fentress, Grainger, Hamblen, Jackson, Jefferson, Knox, Loudon, Macon, Monroe, Morgan, Overton, Pickett, Putnam, Roane, Scott, Sevier, Smith, Union, Van Buren, and White County.

Geography Served

Description

Provides section 8 vouchers for qualifying individuals and families

Hours

Office Hours: Mon - Fri 8:00 am - 4:30 pm

Required Documents

No documents required

Eligibility

Any household that meets HUD definition of extremely or very low income (based on HUD's income limits for each county). The head of household must be an adult age 18 or older, or an emancipated minor for the household to qualify. Serves residents of most TN counties.

Fees

No fee to apply. Rental fees vary.

Intake Procedure

Apply on THDA website, only once county openings become available. Call or check local newspaper to see which openings have been announced.

Service Area

THDA serves all of TN. The East office location is closest to residents of Anderson, Blount, Campbell, Cannon, Claiborne, Clay, Cocke, Dekalb, Fentress, Grainger, Hamblen, Jackson, Jefferson, Knox, Loudon, Macon, Monroe, Morgan, Overton, Pickett, Putnam, Roane, Scott, Sevier, Smith, Union, Van Buren, and White County.

Geography Served