THDA COVID-19 TN Homeowner Assistance Fund Program

AKA:

TNHAF TN HAF Tennessee Mortgage Help TN Housing Development Agency

Description:

Program for homeowners with a COVID-19 related hardship that occurred between January 21, 2020 and May 11, 2023.

POTENTIAL SERVICES:
MORTGAGE PAYMENT ASSISTANCE: Mortgage payment assistance which may include but not be limited to; mortgage payments to include principal, interest, taxes and insurances, homeowner association fees or liens, lot rentals and/or condo association fees.

FINANCIAL ASSISTANCE TO REINSTATE A MORTGAGE: Financial assistance to reinstate a mortgage and/or pay other expenses related to a period of forbearance, delinquency, or default associated with the mortgage delinquencies on the homeowner's primary residence.

DELINQUENT TAX PAYMENT: Financial assistance to pay delinquent taxes to prevent tax foreclosures.

HOA DUES PAYMENT: Financial assistance to pay delinquent homeowner association (HOA) dues to prevent HOA foreclosures.

COUNSELING: Counseling or educational efforts by housing counseling agencies approved by HUD, or legal services, targeted to eligible households related to foreclosure prevention or displacement.


ELIGIBILITY (BUT NOT LIMITED TO):
Household income limit of $119,850 statewide.

Must be a 1 to 4 unit single-family residence, located in Tennessee and occupied by homeowner(s) as their primary residence.

Maximum assistance provided is $40,000 per household.

Must have a COVID-19 related hardship after January 21,2020.

Funds are provided by a forgivable grant.





Website is at: www.thda.org/help-for-homeowners/haf

Hours:

Monday-Friday; 7:00AM-7:00PM CST

Intake Process:

Apply On-Line Only

Program Fees:

No Fees

Eligibility:

ELIGIBILITY (BUT NOT LIMITED TO):
Household income limit of $119,850 statewide.

Must be a 1 to 4 unit single-family residence, located in Tennessee and occupied by homeowner(s) as their primary residence.

Maximum assistance provided is $40,000 per household.

Must have a COVID-19 related hardship after January 21,2020.

Funds are provided by a forgivable grant.

Is Shelter?

No

Date of Official Change:

January 10, 2022

Address Listings

Contacts

Phone Numbers