AnnualCreditReport.com- Free Annual Credit Report

Description:

Provides free annual credit reports for consumers through the three nationwide consumer credit reporting companies - Equifax, Experian, and TransUnion. May request one free credit report every 12 months online, by phone, or by mail. Free credit reports requested online are viewable immediately upon authentication of identity. Free credit reports requested by phone or mail are processed within 15 days of receiving the request. To dispute information in a credit report or for problems with credit reporting agencies, contact Equifax, Experian, or TransUnion directly at the websites or phone numbers below:
http://www.equifax.com (800) 685-1111
http://www.experian.com (888) 397-3742
http://www.transunion.com (800) 680-7289

Intake Process:

Apply online or ask for application to be mailed to you for free annual credit report. Go to www.annualcreditreport.com to apply online, call (877) 322-8228 for information, or download request form from website and mail to Annual Credit Report Request Service, PO Box 105281, Atlanta, GA 30348-5281. Reports are mailed within 15 days. Please allow 2-3 weeks for delivery.

To dispute information in a credit report or for problems with credit reporting agencies, contact Equifax, Experian, or TransUnion directly at the websites or phone numbers below:
www.equifax.com (800) 685-1111
www.experian.com (888) 397-3742
www.transunion.com (800) 680-7289

Program Fees:

No Fee

Eligibility:

Anyone

Is Shelter?

No

Date of Official Change:

October 6, 2023

Address Listings

Phone Numbers

Legal Status:

Commercial