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Full Resource Name:
USDA Rural Development - Greeneville - Home Repair Loans & Grants - Rural ONLY
Address
USDA/Rural Development
214 North College Street, Suite 300
Greeneville, TN 37745
(423) 278-5729
www.rd.usda.gov/programs-services/single-family-housing-repair-loans-grants
AKA:
Section 504 Home Repair Program
Description:
SINGLE FAMILY HOUSING REPAIR LOANS & GRANTS (Pilot):
ELIGIBLE AREA:
Generally, rural areas with a population of less than 35,000 are eligible. Major cities are not eligible.
PURPOSE OF FUNDS:
LOANS may be used to repair, improve or modernize homes or to remove health and safety hazards.
GRANTS must be used to remove health and safety hazards.
AMOUNTS AVAILABLE:
Maximum loan is $40,000 (pilot program).
Maximum grant is $10,000 (pilot program).
Loans and grants can be combined for up to $50,000 in assistance.
TERMS:
LOANS can be repaid over 20 years.
LOAN interest rate is fixed at 1%.
Full title service is required for LOANS of $25,000 or more.
GRANTS have a lifetime limit of $10,000 (pilot program).
GRANTS must be repaid if the property is sold in less than 3 years.
* If applicants can repay part, but not all of the costs, applicants may be offered a loan and grant combination. *
APPLICATIONS:
Applications are available year round as long as funding is available and are processed in the order they are received.
NOTICE: If homeowner is not eligible, they may be referred to other providers.
Hours:
Call
Intake Process:
Call 1-615-783-1300 to request an application.
Program Fees:
Call
Eligibility:
Must live in a RURAL area.
Must:
1. Be the homeowner & occupy the property.
2. Be unable to obtain affordable credit elsewhere.
3. Have a Family Income below 50 percent of the area median income.
Note: For GRANTS, must be age 62 or older and not be able to repay a repair loan.
Is Shelter?
No
Related Resource
Date of Official Change:
September 12, 2023
Address Listings
Physical (Primary)
USDA/Rural Development
214 North College Street, Suite 300
Greeneville, TN 37745
Contacts
Phone Numbers
Single-Family Housing Division
(423) 278-5729
Call to Request an Application
(615) 783-1300
Legal Status:
Government
Services
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Geography Served
If a location is grayed out it means that only certain areas within it are covered. The areas with complete covereage are listed in black.
Geography Served
If a location is grayed out it means that only certain areas within it are covered. The areas with complete covereage are listed in black.
Geography Served
If a location is grayed out it means that only certain areas within it are covered. The areas with complete covereage are listed in black.
Geography Served
If a location is grayed out it means that only certain areas within it are covered. The areas with complete covereage are listed in black.